Commercial Property Field Claim Adjuster (Madison/Milwaukee, WI)
Madison, WI  / Milwaukee, WI 
Posted 8 days ago
Job Description
Investigate and maintain commercial property claims, focused on residential structures. Determine liability, secure information, review coverages, arrange appraisals, and settle claims.
You will report to a Manager. You will work in the field and handle moderately complex commercial property field claims typically within 1-2 hours of Madison/Milwaukee, WI. You must be located within the region. A company fleet vehicle is provided with the position.

Compensation Minimum:$55,000 / year

Compensation Maximum:$90,000 / year

Compensation may vary based on the job level and your geographic work location.

Job Description

Primary Accountabilities

  • You will investigate origin and cause of claims by contacting the appropriate parties (insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, or public personnel).
  • You will handle both 1st party and 3rd party claims under multiple policy types and endorsements.
  • You will conduct on-site inspections, evaluate damages, and handle claim negotiations with insureds, claimants, attorneys, and public adjusters.
  • You will interpret and determine policies, leases, by-laws, declarations, articles and contract coverages and apply to all parties for assigned losses.
  • You will provide all parties with claim process and status, answer questions from customers, and close files.

Specialized Knowledge & Skills Requirements

  • Demonstrated experience providing customer-focused service.
  • Demonstrated experience handling 1st and 3rd party, multi-line claims across our operating territories.
  • Demonstrated experience handling moderately complex claims.
  • Solid understanding of policies and endorsements related to casualty coverages.
  • Solid understanding of each phase of the claim handling process.


  • Valid driver's license required plus an acceptable driving record.
  • Obtain state specific property casualty claims licensing.

Travel Requirements

  • Up to 50%.
  • CAT Duty/On Call required.

Physical Requirements

  • Ascend or descend ladders, stairs, scaffolding, ramps, or poles. Visit areas that have a higher hazard than a typical office (customer homes).
  • Move in different positions to accomplish tasks in different environments.
  • Adjust or move objects up to 50 pounds in all directions.

Working Conditions

  • Low/high temperatures, outdoor elements (precipitation and wind).
  • Noisy environments, poor ventilation, small and enclosed spaces.

Additional Qualifications

  • Candidates with 5+ years of property claims (ideally commercial) experience.
  • Xactimate and Guidewire experience preferred.

Based on qualifications, you may be considered at different levels.

This is a flexible work arrangement where you will work from home, based in Madison/Milwaukee, WI area. You will not report regularly to an office, but will work within your assigned territory. On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, training and culture events.


At American Family Insurance Claims Services (AFICS, Inc.), we're embarking on a transformation of our claims capabilities to put customers at the center of what we do best - protecting and restoring their dreams when they need us most.

We're using our expertise, technology and new ways of working to reinvent one of America's largest industries-creating positive impact that empowers our customers, communities, and company to succeed. We are problem solvers who ask critical questions and solve challenges big and small. Together, we improve what's expected of insurance.

The candidate(s) selected for this role will be employed by AFICS, Inc. (American Family Insurance Claims Services, Inc.), an affiliate of American Family Mutual Insurance Company, S.I.

We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.



Job Summary
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Experience
5+ years
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