Welcome to the Araz Group of companies, which include America's PPO and HealthEZ.

For 25 years America’s PPO has been at the leading edge of network healthcare. Minnesota’s oldest and most respected PPO has maintained a reputation for innovation, insight, and excellence.

As an independently owned organization, we provide greater flexibility to meet change and to develop relationships in your best interests.

Part of a health care company founded in 1982, we're a state-of-the-art, high-tech, high-touch benefit administrator offering innovative services and solutions to our clients, with a focus on prevention, service, education and innovation. We work with each client to design and implement a plan of benefits that makes sense for them. Our approach is one of long-term strategy, focusing on wellness and other services that will help our clients manage overall cost and long-term trend.

We specialize in helping companies partially insure their medical benefits. We administer medical plans, dental plans, HRAs (Health Reimbursement Accounts), and FLEX (Flexible Spending Accounts). We can help employers choose the best option for other benefit services as well, including Health Savings Accounts (HSAs), Vision, COBRA and Life. We provide seamless benefits administration — we’re a one-stop shop serving as an employee and employer advocate.

Our team members are experts in partially-insured plan design.
We create a custom plan tailored to your needs and the needs of employees. This gives employees choice and affordability in health plans, while offering a higher level of benefits. Employers benefit from the cost containment and the ability to cost-share on a more rational basis.