How We Started
We were chartered in 1940 to serve Norfolk & Western Railroad employees. Since then, we’ve grown to become one of the region’s largest credit unions. 

One Difference
We believe it is our responsibility to strengthen the communities we serve, while helping to improve each community’s overall quality of life. 

We reinvest in our members. 

Members enjoy higher dividend rates on deposit accounts, lower rates on loans, fewer fees, and 24/7 convenience. And their deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country. 

We also reinvest in our community. 

Each year we give back to area non-profit organizations, charities, and community projects through donations of time, goods, services, and financial support. 

One Philosophy
Member One’s history of solid financial performance and member satisfaction are tied to our belief that helping people achieve their financial goals helps communities. 

Our bottom line is driven by a commitment to quality service, not making a profit.

One Vision
We seek to deepen member relationships through our knowledgeable team by providing exceptional financial products and personalized service.